Clubs, Clubs, and More Clubs Essay Example for Free

Clubs, Clubs, and More Clubs Essay According to the BoomerProject. com, there will be seventy-eight million ‘boomers’ turning fifty by 2006 that will spend two trillion dollars annually on ‘goods and services and just shopping around. ’ Advertisers, marketers and various club organizations are fighting to attract these trillions of dollars by offering exclusive experiences, luxury condominiums and timeshares, private residential communities, among a multitude of other diversions. According to this same 2005 study, in 2006 thirty-nine additional timeshare plans, including single site and multi-site vacation clubs, are forecasted to open having three thousand nine hundred ninety-eight dedicated timeshare units and, thirty-two projects with four thousand eight hundred and thirty-one condo hotel units are forecasted to open. This article summarizes the different kinds of clubs that are attracting boomers by the millions: The Country Club, the Golf Subdivision, Lot Sales/Sporting Club, the Condominium Club, the Fractional Club and Private Residence Club, the Destination Club, the Timeshare Plan Club, the Multi-Site Timeshare Plan Club (Vacation Club), and the Crossover that implements elements from all of the other options. Indeed, clubs, clubs, and more clubs abound as our baby boomer generation is exiting the workforce and entering the leisurely land of retirement. Boomers have trillions of dollars of expendable income and whichever club concept proves to be the most popular and exclusive will attract top dollar when it comes to luxury, convenience, status, and location.

Alcohol :: Alcoholism

After doing some research on alcohol I have come to the realization that alcoholism is a disease that affects millions of lives everyday. In the following essay I will discuss some things that I have learned and I will try to give a clear understanding on what steps I will need to take to make appropriate choices in the future.   Ã‚  Ã‚  Ã‚  Ã‚  I have learned that alcohol is not all fun and games. It affects many aspects in a person’s life. I learned of the affects it has on my reaction time, my nervous system, obviously my thought process, and also my reproductive system. Alcohol kills in many ways if it becomes an abused substance. It plays a major role in more than half of all automobile accidents. Drinking and driving is dangerous not only to yourself but to others to. Plus it is not worth getting caught by the police driving under the influence.   Ã‚  Ã‚  Ã‚  Ã‚  Not only have I became more knowledgeable about the affects of drinking but I have learned that if I chose to drink not to take the risk of drinking on campus. West Chester has strict rules about this policy and I am now aware of such consequences of getting caught. But I had the worst of it being that I was holding the bag and that we got caught by the police. Now I have to deal with the West Chester bureau police as well, which will wind up many more things happening to me, including going to court and probably getting a hefty fine as well as my license taken away.   Ã‚  Ã‚  Ã‚  Ã‚  Some good advice I might have for someone who chooses to drink on campus is â€Å"don’t†. It is not worth getting caught by the school and possibly the police. If you do choose to drink do it on safe grounds such as somebody’s house or apartment. But even then it is still possible to get caught by the guard beings that you may be too intoxicated. So the best advice I could give someone is to sleep over a friend’s house off campus somewhere and stay out of trouble with the school because in the

Goff Computer

Goff Computer, INC. Martin Teal BUS 650 Managerial Finance Instructor Scott Shaw October 15, 2012 Goff Computer, INC. Goff Computer, INC has been around for about eight years and has over seventy stores. Goff Computer, INC had $97 million in sales last year and wants to know what the cost of capital is. In order to answer this several steps have to be taken which include comparing the company to Dell and how they work. Dell is a major computer company and they build the computers to fit the customer’s needs and demands. The task at hand for Goff Computer , INC is to determine its cost of capital.There are several steps that must be done to get to the end result. Step 1 gives directions on how to obtain the beginning information needed about Dell. Step 2 asks several questions and the responses are: * The most recent stock price is $18. 16 * The market capitalization for Dell is 32. 62B * Dell currently has 1. 8B shares outstanding * The beta for Dell is 1. 33 * The yield on 3- month Treasury bill is . 865% * The cost of equity using CAPM is 16. 71% Step 3 instructs to go to www. reuters. com and find the competitors. However, there are none listed Step 4 instructs to calculate the cost of debt for Dell by going to cxa. arketwtch. com/finra/BondCenter/Dfault. aspx DELL. GJ yield to maturity . 754%| DELL. GF . 911%| DELL. GL. 724%| DELL. GP0%| DELL. GO. 946%| | | | | | Step 5 asks about the weighted cost and the book value weights. The book value is higher. Step 6 is the real question asking what the potential problems are and what suggestions I would have. The potential problems that I see when it comes to comparing the company to Dell are that Dell is a larger company and so things are different and constantly changing for them.Dell is more stable and has loyal customers so they can afford to take more risk as well. The only improvement that I can offer Goff Computer is to not try and follow a large company. They are building their own successful company. Therefore they should set their own trend that sets them apart from the competition. References Ross, S. , & Westerfield, R. , Jaffe, J. , & Jordan, B. (2011). Corporate finance: Core principles and applications (3rd ed. ). Boston, MD

Leaving Home For A Better Way Of Life - 1043 Words

Leaving home for a better way of life! (The reason why Latin Americans immigrated to the United States) Michelle Tyler April 27, 2016 Geography 105 â€Å"We need immigration reform that will secure our borders, and†¦ that finally brings the 12 million people who are here illegally out of the shadows... We must assert our values and reconcile our principles as a nation of immigrants and a nation of laws.† Barack Obama, June 28, 2008 In the world every year, hundreds of thousands immigrants emigrate. Some of these immigrants are legal and others are illegal. These Immigrants may emigrate to other places within their countries or venture as far as outside of their country into the United States. Each Immigrant e migrate for many different reasons, some immigrants come into the United States in the hopes for a better life. Some are trying to move their families away from civil wars or being a refugee. When immigrants come into the United States they feel that they are coming into the United States for a new start. I will look at why immigrants come into the United States from Mexico, the affects it has on our population in the United States. Though immigration is an amazing thing, for so many individuals to get a chance to change their way of life freely as we as Americans due on a daily basis. If we are uncomfortable with the way we live we change it, move to another state or evenShow MoreRelatedWhen Italian Immigrants Were The Other By Ed Falco1551 Words   |  7 PagesAmerica. This quote was said by someone who viewed immigration into America through a negative lens because he used words like abuse, suspicion, and death. When reading the novel Leaving Home one could choose to read it through a negative lens because leaving home is usually not a joyful event. Most likely the person leaving home has been forced to because of an unfortunate event. The three stories chosen to examine in depth through a negative lens are The Circuit, Bad Influence, and On The Rainy RiverRead MoreThe Vietnam War Was A Time Of Grief1308 Words   |  6 Pagesrocky ships to foreign lands with foreign languages. Homes were abandoned, paperwor k was feverishly gathered, and there was hope for a better life out of vietnam. Scattered within refugee camps across the world, the â€Å"boat people† desperately waited for their new life, hoping for the best. However depending on when they resettled and what their reason for leaving Vietnam was, these immigrants and refugees had different experiences starting a new life socially and economically. 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Whether it be religious thoughts of demons abroad or wanting to keep handy laborers at home, or any other reason, there is always reason for those wantingRead MoreThe Impact Of Government Poverty In The Economy987 Words   |  4 Pagescities are still suffering from the recession of 2008 due to low government revenue from people flocking to cities with more opportunities and leaving behind a community who is uneducated and unemployed thus continuing the poverty cycle. Particularly, government revenue is extremely important because it is used to better the city by fixing roads or building homes. It pays for everything that the city needs in order to be maintained. Since the financial crash of 2008, there are still some cities thatRead MoreThe Interview with a Ms.Brown, Elderly Person Essay example629 Words   |  3 Pagesinvestigate the life of Ms. Rose Brown, my neighbor from the second floor. She is 67 years-old, and leaves by herself. With this report, I intend to learn about her life condition and, as well suggest and inform her ways to improve her life. After spending two afternoons interviewing Ms. Brown, I gained some knowledge on how she perceives the aging process and the impact on the quality of her life. Firstly, she assured me tha,t she views aging in a very positive and healthy way. She believesRead MoreAnalysis Of The Book Desiree s Baby 849 Words   |  4 Pageswith similarities. Such as betrayals of their husbands, the relocation of themselves and their loved ones, and going against the status quo in the â€Å"role† of being the wife. Mrs. Marroner and Desiree have to face the idea of change and leave their homes. Desiree by taking her baby and heading out to the swamps to never be heard from again. â€Å"She disappeared among the reeds and willows that grew thick along the banks of the deep, sluggish bayou; and she did not come back again.† (NAAL page 555 ) WhileRead MoreThe House On Mango Street Analysis1145 Words   |  5 Pagesof a young Latina girl from a bad neighborhood who is trying to have a better life. From the beginning, it is evident that the dreams of this young girl are to be independent, become a writer, and have a home of her own. To begin with, the author makes it clear from the start that Esperanza, the young Latina girl, is a big dreamer who wishes to be independent. Throughout the book, it is clear how much she talks about leaving Mango street and being on her own. In order for her to think and writeRead MoreEveline by James Joyce Essay1152 Words   |  5 Pages The choices we make in life will always have an effect on us one way or another in our future. The choices at times can help benefit or in some way destroy of life and our future. Fears of the unknown and change have always found a way of rearing their ugly head and making us second guess ourselves. At times, fear of the unknown is so great that the choice we were supposed to make becomes unthinkable, unbearable, and even unreachable. Not many people can deal with the tension of the fear even if